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Health Insurance Guides
Choose Your Health Plan Marketplace
Most people with health insurance get it through an employer. If you’re one of those people, you won’t need to use the government insurance exchanges or marketplaces. Essentially, your company is your marketplace.
Compare Types Of Health Insurance Plans
You’ll encounter some alphabet soup while shopping; the most common types of health insurance policies are HMOs, PPOs, EPOs or POS plans. The kind you choose will help determine your out-of-pocket costs and which doctors you can see.
Compare Health Plan Networks
Costs are lower when you go to an in-network doctor because insurance companies contract lower rates with in-network providers. When you go out of network, those doctors don’t have agreed-upon rates, and you’re typically on the hook for a higher portion of the cost.